Privacy Statement

This Privacy Statement describes how SETTLBRIDGE LIMITED ("settlbridge.com", "we", "us" and "our") collects, uses and discloses your personal information. "Personal information" is information about an identifiable individual, as more particularly defined by applicable United Kingdom privacy legislation. This Privacy Statement applies to our collection, use and disclosure of personal information about our consumer and business customers and other individuals we deal with in the United Kingdom ("you" and "your").

Information We Collect

"settlbridge.com" collects personal information about you from a variety of sources in the course of providing money transfer and payment services and related products. Personal information we collect, and the sources of such information, include:

1. Information you provide when you ask us to send or receive money or provide other goods or services, including identity and contact information, billing information, birth dates and other personal identifiers.
2. Information submitted on applications or other forms to us or our affiliates, including in connection with sending and receiving money transfers and fraud-prevention checks.
3. Information about your transactions with us, including transaction history, frequency of use and amounts transferred.
4. Identity-related and financial background information collected or confirmed through third-party sources for identity verification and fraud prevention.
5. Information regarding your online activity, as described below under “Internet Technology”.
6. Other personal information collected with your consent or as permitted or required by law.

How We Use Personal Information

"settlbridge.com" generally uses personal information in the course of its money transfer, payment and related services for the following purposes:

• Authorizing and processing your transactions, including effecting and administering money transfers and payments.
• Collecting amounts owing to us and otherwise enforcing agreements with us.
• Meeting legal, regulatory, risk management, fraud prevention and security requirements, including verifying identities and checking applicable watch lists.
• Marketing and promotional purposes, unless you opt out or withdraw consent.
• Maintaining business and transaction records and managing our business.
• Meeting insurance, audit and processing requirements, or otherwise with your consent or as permitted or required by law.

Information We Disclose

We may disclose personal information to our affiliates and unaffiliated third parties in connection with the purposes described in this Statement.

• To Provide Services. We may disclose information to recipients, local affiliates, authorized agents, intermediary banks and other financial institutions involved in a transaction.
• Business Partners. Certain information may be disclosed to third-party partners who jointly provide services or programs.
• Marketing Purposes. We may disclose information for marketing and promotional purposes unless you opt out.
• Service Providers. We may transfer information to outside agents or service providers performing services on our behalf, including information technology and data hosting.
• Legal, Regulatory, etc. We may disclose information as necessary to meet legal, regulatory, insurance, audit and security requirements.

Offers, Promotions and Opting Out

"settlbridge.com" may use your contact details and information about your use of our services for marketing and solicitation purposes. You may opt out of our use of your personal information for marketing by contacting us through the details below. We will process your request in accordance with applicable law.

Internet Technology

Some of our services may be available using online forms or other electronic means. We may collect information about the domain and host from which you access the Internet, the date and time of access, the Internet Protocol address of the website from which you linked to us, and other information about your device and browsing activity.

• To assist us in providing services to you;
• To allow you to change web pages during your visit without re-entering your password;
• To store your preferences and other information and track activity on our website; and
• To determine whether you came to our site from a banner or affiliate website.

Confidentiality and Security

We endeavour to maintain physical, electronic and procedural safeguards to protect personal information against loss, theft, as well as unauthorized access, disclosure, copying, use or modification. Authorized employees, agents, representatives and mandataries who require access to personal information in order to fulfil their job requirements will have access to your personal information.

No data transmission over the Internet or telephone can be guaranteed to be perfectly secure. You should take reasonable steps to protect your personal information and account credentials.

Access and Correction

"settlbridge.com" may establish and maintain a file of your personal information for the purposes described in this Privacy Statement. You may write to us to request access to or correction of your personal information. We may require additional information to verify your identity before processing your request.

Contact Us

By Mail: SETTLBRIDGE LIMITED, CUO Westfield Consulting Partners, X-Why Fulwood, 4 Fulwood Place, London, United Kingdom, WC1V 6HG

By Telephone: +44 203 865 1492

By Email: complaints@settlbridge.com